Who We Are

LifeScienceRisk specializes in providing insurance coverage which is designed for the core liability needs of Life Science companies engaged in the discovery, development, manufacturing, distribution, and promotion of products including pharmaceuticals, medical devices, biotechnology, and dietary supplements. Our outstanding suite of coverages are available through specialist retail and wholesale brokers. We offer expertise to retail agents and brokers with clients from innovative start-up ventures to multi-billion-dollar enterprises.

LifeScienceRisk operates three underwriting platforms to cater to the needs of a global industry:

  • An underwriting office in Chicago to underwrite US domiciled insureds under the LifeScienceRisk trading style.
  • LifeScienceRisk (a trading name of Ryan Specialty International Limited) maintains an underwriting presence in London to underwrite non-US and non-EEA located risks.
  • LifeScienceRisk Europe (a trading name of Ryan Specialty Nordics AB) to service insureds and/or their exposures in the European Economic Area.

Our Mission

LifeScienceRisk is committed to providing outstanding specialty insurance solutions and quality services designed to protect Life Science industry companies as they research, innovate and develop products and therapeutics to improve patient health around the globe.

Helpful Resources

LifeScienceRisk U.S. Overview

LifeScienceRisk International Overview

Proposition 65 Coverage Marketing Sheet

Target Industries

We offer insurance products designed for insureds engaged in the development, manufacturing and distribution of products emanating from the following segments (this list is not exhaustive):

  • Pharmaceuticals
  • Active Pharmaceutical Ingredients
  • Vaccines
  • Biologics
  • Medical Devices
  • Dietary Supplements
MBA_8348_Catherine Gill

Catherine Gill

CEO

Catherine Gill is CEO of LifeScienceRisk, a part of Ryan Specialty Underwriting Managers. Catherine joined LifeScienceRisk in October of 2012 to help build the facility and grow the MGU to where it stands today. She started as Senior Underwriter before being promoted to Underwriting Director and then Chief Underwriting Officer, and now she leads the LifeScienceRisk team. Catherine is recognized as a proven leader in the life science liability arena and has a track record of delivering great value to carrier partners, brokers and clients.

Prior to joining LifeScienceRisk, Catherine was with CNA Insurance Company for seven years as a dedicated life science underwriter. During her tenure, she worked her way through the ranks from Underwriting Trainee in 2005 to Underwriting Consultant when she left in 2012.

Catherine has worked with a broad cross section of the industry from start-ups to Fortune 500 firms, including pharmaceutical, biopharmaceutical, device and nutritional supplement companies. Catherine holds a Bachelor of Arts from New York University.

MBA_8592_Sara Forum

Sara Forum

Senior Underwriter

Sara Hua Forum is a senior underwriter at LifeScienceRisk. She has over 12 years of underwriting experience, focused on Life Science and Technology industries.

Sara had always focused her insurance career on the Life Science space. Prior to starting at LifeScienceRisk, she began her Life Science career at Ironshore in 2009 as an underwriting technical assistant and worked her way up to senior underwriter and eventually was promoted to product manager for Ironshore’s Life Science team. In 2019, Sara joined TDC Specialty Underwriters, where she also focused in the Life Sciences segment as Vice President / Senior Underwriter and worked with brokers nationally to develop and maintain a profitable book of business.

Sara graduated from Mount Holyoke College, South Hadley, MA, with a Bachelor of Arts in International Relations. She earned her CPCU designation in December 2015, and her AINS designation in December 2011.

MBA_8515-3_Vivian Limosnero

Vivian Limosnero

Senior Underwriter

Vivian joined LifeScienceRisk in July 2012 and is responsible for management of key producer relationships and underwriting a profitable book of Life Science Product Liability business for the facility.

Throughout her 24 years in the business, Vivian has enjoyed a diverse career spanning various underwriting positions in specialty Professional Liability, and Medical Product Liability. Prior to joining LifeScienceRisk, Vivian spent 10 years with CNA Insurance Company as an underwriter specializing in meeting the liability insurance needs of Life Science companies. Vivian has worked with a broad cross section of the Life Science industry, but has had a specialized focus on firms producing generic pharmaceuticals and drug delivery technologies.

Vivian graduated from DePaul University with a BS in Business Administration and holds a CLCS certification.

MBA_8740_Eric C Rush

Eric Rush

Senior Underwriter

Eric Rush is a Senior Underwriter at LifeScienceRisk. He brings over 25 years of experience in the Commercial P&C Insurance Industry. Since May of 2006, Eric’s area of expertise has been focused on the Life Science and Technology industries.

Over the span of Eric’s career, he has worked across a vast array of product lines, including Property and Casualty, Workers’ Compensation, Products Liability, Clinical Trials and Professional Liability, as well as international coverages. Prior to joining LifeScienceRisk, Eric developed Property and Casualty capabilities within the Life Science vertical at Navigators Management Company with responsibilities across the entire country. Before joining Navigators Management Company, Eric was an Underwriting Consultant at OneBeacon Technology Insurance. Eric started his insurance career at FHP / Great States Insurance Company, where he began as Assistant Underwriter and then was quickly promoted to Underwriter.

Eric holds a Bachelor of Science in Actuarial Science from Ball State University, Muncie, IN, where he also minored in Foundations of Business.

MBA_8629_Charlie Mann

Charlie Mann

Underwriter

Charlie Mann joined LifeScienceRisk in June 2020. As Underwriter Trainee, Charlie focuses on the nutritional and dietary supplement business. He supports the LifeScienceRisk team and develops relationships with producers, expanding his range of industry skills and knowledge.

Charlie began his career with Ryan Specialty in May 2019 as Underwriting Technical Assistant, supporting a collection of business groups which included the LifeScienceRisk team.

A 2019 graduate of Indiana University with a BA in Economics and Political Science, Charlie has obtained his IL insurance license and is currently working on his CPCU designation.

Tom Daniels Headshot

International / EEA

Tom Daniels

Managing Director

London-based underwriter, Tom Daniels is Managing Director at LifeScienceRisk International and joined LifeScienceRisk in September 2023. Tom will lead the team to provide primary and excess liability insurance solutions for non-US domiciled participants in the sector from start-up to major global innovators.

Tom Daniels has eighteen years of international insurance experience, the last nine of which he spent growing and managing a portfolio of life science risks at HDI Global in London. In that time, he established himself as one of the leading underwriters in the sector, providing insurance solutions for manufacturers and distributors of pharmaceuticals and medical devices along with consumer healthcare companies and their clinical trial activities.

Tom also has 5 years experience broking with Marsh, and 2 further years managing international programmes with ACE Insurance Company.

MBA_8703_Alex Das

Alex Das

Senior Underwriter

Based in the City of London, Alex Das joined LifeScienceRisk in July 2020 to establish the international arm of the underwriting platform. Recognising the global nature of the Life Science industry, LifeScienceRisk International and LifeScienceRisk EEA are now well positioned to provide primary and excess liability insurance solutions for non-US domiciled participants in the sector.

Alex commenced his casualty insurance underwriting career in 1993, arriving at LifeScienceRisk from QBE Europe, where he was responsible for leading their European Life Science team. Prior to QBE, Alex spent 12 years at Newline Syndicate and was with Gerling Konzern before that. Alex has extensive experience writing liability programmes for a wide variety of companies, from start-ups to major global innovators, across territories spanning Europe and Asia.

Connection to Ryan Specialty

LifeScienceRisk is a part of the Ryan Specialty family. Ryan Specialty is a service provider of specialty products and solutions for insurance brokers, agents and carriers. Ryan Specialty provides distribution, underwriting, product development, administration and risk management services by acting as a managing underwriter and a wholesale broker. Ryan Specialty’s mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents and carriers. ryansg.com (NYSE:RYAN)

Ryan Specialty was founded in 2010 by Patrick G. Ryan, the widely respected insurance veteran, founder and former Chairman and CEO of Aon Corporation. Mr. Ryan saw the need in the marketplace for a specialty organization dedicated exclusively to creating sophisticated insurance solutions for risks that demand innovation, proven leadership, outstanding industry expertise and quality services on behalf of brokers, agents and carriers.

Within Ryan Specialty, LifeScienceRisk falls within the Underwriting Managers specialty. Underwriting Managers delivers an independent and entrepreneurial approach to the specialty lines space by providing a unique platform for operational, legal, actuarial and technical support. Underwriting Managers’ exceptional resources and back office support allows underwriters to focus on the risk itself, delivering a superior level of service to brokers, agents and carriers.

Who We Are

Who We Are

LifeScienceRisk specializes in providing insurance coverage which is designed for the core liability needs of Life Science companies engaged in the discovery, development, manufacturing, distribution, and promotion of products including pharmaceuticals, medical devices, biotechnology, and dietary supplements. Our outstanding suite of coverages are available through specialist retail and wholesale brokers. We offer expertise to retail agents and brokers with clients from innovative start-up ventures to multi-billion-dollar enterprises.

LifeScienceRisk operates three underwriting platforms to cater to the needs of a global industry:

  • An underwriting office in Chicago to underwrite US domiciled insureds under the LifeScienceRisk trading style.
  • LifeScienceRisk (a trading name of Ryan Specialty International Limited) maintains an underwriting presence in London to underwrite non-US and non-EEA located risks.
  • LifeScienceRisk Europe (a trading name of Ryan Specialty Nordics AB) to service insureds and/or their exposures in the European Economic Area.
Our Mission

Our Mission

LifeScienceRisk is committed to providing outstanding specialty insurance solutions and quality services designed to protect Life Science industry companies as they research, innovate and develop products and therapeutics to improve patient health around the globe.

Helpful Resources

LifeScienceRisk U.S. Overview

LifeScienceRisk International Overview

Proposition 65 Coverage Marketing Sheet

Target Industries

Target Industries

We offer insurance products designed for insureds engaged in the development, manufacturing and distribution of products emanating from the following segments (this list is not exhaustive):

  • Pharmaceuticals
  • Active Pharmaceutical Ingredients
  • Vaccines
  • Biologics
  • Medical Devices
  • Dietary Supplements
Meet the Team
MBA_8348_Catherine Gill

Catherine Gill

CEO

Catherine Gill is CEO of LifeScienceRisk, a part of Ryan Specialty Underwriting Managers. Catherine joined LifeScienceRisk in October of 2012 to help build the facility and grow the MGU to where it stands today. She started as Senior Underwriter before being promoted to Underwriting Director and then Chief Underwriting Officer, and now she leads the LifeScienceRisk team. Catherine is recognized as a proven leader in the life science liability arena and has a track record of delivering great value to carrier partners, brokers and clients.

Prior to joining LifeScienceRisk, Catherine was with CNA Insurance Company for seven years as a dedicated life science underwriter. During her tenure, she worked her way through the ranks from Underwriting Trainee in 2005 to Underwriting Consultant when she left in 2012.

Catherine has worked with a broad cross section of the industry from start-ups to Fortune 500 firms, including pharmaceutical, biopharmaceutical, device and nutritional supplement companies. Catherine holds a Bachelor of Arts from New York University.

MBA_8592_Sara Forum

Sara Forum

Senior Underwriter

Sara Hua Forum is a senior underwriter at LifeScienceRisk. She has over 12 years of underwriting experience, focused on Life Science and Technology industries.

Sara had always focused her insurance career on the Life Science space. Prior to starting at LifeScienceRisk, she began her Life Science career at Ironshore in 2009 as an underwriting technical assistant and worked her way up to senior underwriter and eventually was promoted to product manager for Ironshore’s Life Science team. In 2019, Sara joined TDC Specialty Underwriters, where she also focused in the Life Sciences segment as Vice President / Senior Underwriter and worked with brokers nationally to develop and maintain a profitable book of business.

Sara graduated from Mount Holyoke College, South Hadley, MA, with a Bachelor of Arts in International Relations. She earned her CPCU designation in December 2015, and her AINS designation in December 2011.

MBA_8515-3_Vivian Limosnero

Vivian Limosnero

Senior Underwriter

Vivian joined LifeScienceRisk in July 2012 and is responsible for management of key producer relationships and underwriting a profitable book of Life Science Product Liability business for the facility.

Throughout her 24 years in the business, Vivian has enjoyed a diverse career spanning various underwriting positions in specialty Professional Liability, and Medical Product Liability. Prior to joining LifeScienceRisk, Vivian spent 10 years with CNA Insurance Company as an underwriter specializing in meeting the liability insurance needs of Life Science companies. Vivian has worked with a broad cross section of the Life Science industry, but has had a specialized focus on firms producing generic pharmaceuticals and drug delivery technologies.

Vivian graduated from DePaul University with a BS in Business Administration and holds a CLCS certification.

MBA_8740_Eric C Rush

Eric Rush

Senior Underwriter

Eric Rush is a Senior Underwriter at LifeScienceRisk. He brings over 25 years of experience in the Commercial P&C Insurance Industry. Since May of 2006, Eric’s area of expertise has been focused on the Life Science and Technology industries.

Over the span of Eric’s career, he has worked across a vast array of product lines, including Property and Casualty, Workers’ Compensation, Products Liability, Clinical Trials and Professional Liability, as well as international coverages. Prior to joining LifeScienceRisk, Eric developed Property and Casualty capabilities within the Life Science vertical at Navigators Management Company with responsibilities across the entire country. Before joining Navigators Management Company, Eric was an Underwriting Consultant at OneBeacon Technology Insurance. Eric started his insurance career at FHP / Great States Insurance Company, where he began as Assistant Underwriter and then was quickly promoted to Underwriter.

Eric holds a Bachelor of Science in Actuarial Science from Ball State University, Muncie, IN, where he also minored in Foundations of Business.

MBA_8629_Charlie Mann

Charlie Mann

Underwriter

Charlie Mann joined LifeScienceRisk in June 2020. As Underwriter Trainee, Charlie focuses on the nutritional and dietary supplement business. He supports the LifeScienceRisk team and develops relationships with producers, expanding his range of industry skills and knowledge.

Charlie began his career with Ryan Specialty in May 2019 as Underwriting Technical Assistant, supporting a collection of business groups which included the LifeScienceRisk team.

A 2019 graduate of Indiana University with a BA in Economics and Political Science, Charlie has obtained his IL insurance license and is currently working on his CPCU designation.

Tom Daniels Headshot

International / EEA

Tom Daniels

Managing Director

London-based underwriter, Tom Daniels is Managing Director at LifeScienceRisk International and joined LifeScienceRisk in September 2023. Tom will lead the team to provide primary and excess liability insurance solutions for non-US domiciled participants in the sector from start-up to major global innovators.

Tom Daniels has eighteen years of international insurance experience, the last nine of which he spent growing and managing a portfolio of life science risks at HDI Global in London. In that time, he established himself as one of the leading underwriters in the sector, providing insurance solutions for manufacturers and distributors of pharmaceuticals and medical devices along with consumer healthcare companies and their clinical trial activities.

Tom also has 5 years experience broking with Marsh, and 2 further years managing international programmes with ACE Insurance Company.

MBA_8703_Alex Das

Alex Das

Senior Underwriter

Based in the City of London, Alex Das joined LifeScienceRisk in July 2020 to establish the international arm of the underwriting platform. Recognising the global nature of the Life Science industry, LifeScienceRisk International and LifeScienceRisk EEA are now well positioned to provide primary and excess liability insurance solutions for non-US domiciled participants in the sector.

Alex commenced his casualty insurance underwriting career in 1993, arriving at LifeScienceRisk from QBE Europe, where he was responsible for leading their European Life Science team. Prior to QBE, Alex spent 12 years at Newline Syndicate and was with Gerling Konzern before that. Alex has extensive experience writing liability programmes for a wide variety of companies, from start-ups to major global innovators, across territories spanning Europe and Asia.

Connection to Ryan Specialty

Connection to Ryan Specialty

LifeScienceRisk is a part of the Ryan Specialty family. Ryan Specialty is a service provider of specialty products and solutions for insurance brokers, agents and carriers. Ryan Specialty provides distribution, underwriting, product development, administration and risk management services by acting as a managing underwriter and a wholesale broker. Ryan Specialty’s mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents and carriers. ryansg.com (NYSE:RYAN)

Ryan Specialty was founded in 2010 by Patrick G. Ryan, the widely respected insurance veteran, founder and former Chairman and CEO of Aon Corporation. Mr. Ryan saw the need in the marketplace for a specialty organization dedicated exclusively to creating sophisticated insurance solutions for risks that demand innovation, proven leadership, outstanding industry expertise and quality services on behalf of brokers, agents and carriers.

Within Ryan Specialty, LifeScienceRisk falls within the Underwriting Managers specialty. Underwriting Managers delivers an independent and entrepreneurial approach to the specialty lines space by providing a unique platform for operational, legal, actuarial and technical support. Underwriting Managers’ exceptional resources and back office support allows underwriters to focus on the risk itself, delivering a superior level of service to brokers, agents and carriers.