PRODUCTS

Products 2017-05-12T09:17:29+00:00
Our specialized and comprehensive product portfolio is accessible through a channel of appointed retail and wholesale brokers dedicated to the Life Science industry. We provide customized policies to meet your clients’ individual needs.

products

Contact Mark Wood at mark.wood@lsrisk.com to learn how to access our unique product offerings.

FREQUENTLY ASKED QUESTIONS

Does LSR offer primary and excess insurance?

Yes, LSR offers coverage on either a primary or excess basis. As a primary insurer, LSR offers claims-made coverage. When participating on a program as an excess insurer, LSR provides follow form coverage. We are capable of customizing policies as needed to meet the needs of our Life Science clients.

What is LSR’s total limit capacity?

LSR has the capability to offer a maximum of $25,000,000 USD limits.

Do you offer Worldwide Coverage?

Yes. Although our worldwide coverage does not extend to US embargoed OFAC countries, we do offer coverage globally.

Does LSR provide Errors and Omissions coverage?

Yes. We can provide Errors and Omissions coverage for third party financial loss as requested or as contractually required.

Does LSR have underwriting constraints concerning size of risk?

No. LSR underwrites risks of all sizes ranging from start-up firms to multi-billion dollar revenue companies.

Does LSR provide coverage for human clinical trials?

Yes. Coverage for humans clinical trials is automatically granted within our product / completed operations policy. In the event an insured needs a local international policy as required by local law, we can facilitate a placement for our clients.

What coverage enhancements do you provide?

Our form can be customized to include, but is not limited to the following:

  • True Worldwide Coverage
  • Broad Insured and Additional Insured Language
  • Expected and Unintended Injury Exclusion Amendment
  • Contractual Liability
  • Broadened Definition of Bodily Injury
Life Science Risk is a series of RSG Underwriting Managers, LLC. RSG Underwriting Managers is a Delaware series limited liability company and a subsidiary of Ryan Specialty Group, LLC, specializing in underwriting management and other services for insurance products distributed through agents and brokers. In California: RSG Insurance Services, LLC License # 0E50879 ©2018 Ryan Specialty Group, LLC